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How Do Storm Damage Insurance Claims Work?

When it comes to insurance claims after experiencing storm damage, a lot of complications can arise throughout the process. Especially if it is your roof that has been partially or completely blown off. Most homeowner’s insurance policies do not cover roof repairs. But, if yours does then roof repair or full roof replacement after storm damage should be worry free.

 

If you want to learn more about how to get it right and what aspects to be careful of while filing for an insurance claim after storm damage, then keep reading.

1. Assessing The Damage

 

The insurance claim process depends on the level of damage incurred. If it’s just an unhinged door or blown away décor items from your patio, filing for insurance claims may not push through. But, in cases where substantial damage has been incurred, filing for insurance claims is the wise thing to do. Once the storm has subsided, it’s time to go outside and identify the areas that need restoration and repair.

 

Here are the areas you want to have a detailed look at.

  • Your roof – check for any blown away or missing shingles. In many cases, the roof may have been partially or entirely blown off as well.
  • Structural and foundational damage to your property or roof.
  • Cracks on your roof, ceiling, or walls.
  • Leakage – be sure to check your attic and rooms with a lot of windows. This is because water can seep in from the tiniest of crevices and cracks.
  • Fallout – any fallen trees or debris on your roof or landscape. Uprooted trees are a common sight after a storm and can leave the structure of your roof or property compromised.
  • Any signs of broken glass or damaged This can extend from the gas pipeline to the water line and power supply.
  • Broken, damaged, or clogged gutters on the roof.
  • Flooding – this is sure to be found in your basement or along exterior walls.

2. Contacting Your Homeowners Insurance Company

 

Once the damage has been assessed by a professional, calling your insurance company is the next step. Here you want to provide a detailed insight to the damage that has occurred. If required, you may be asked to send the relevant department pictures of the damage to speed up your claim process.

 

From here on the representative you are in touch with will provide you with your claim number. An insurance adjuster will call and schedule a time to inspect your property to further the claim process. Depending on the policy and terms in your homeowner’s insurance, the damage that can be claimed will be decided upon. Once the damage is assessed and worth being repaired, the damage claim is approved and you can move on to having the work completed.

 

Also Read: How Do I Get My Homeowner’s Insurance to Pay for a New Roof?

 

3. Calling In A Professional And Reliable Contractor

 

Getting in touch with a reliable and experienced contractor is important. You want to stick to calling in the ones that have experience working with insurance claims. This is because the contractor may already have a streamlined process of coordinating and communicating with the insurance company.

 

You can get multiple opinions and cost estimates from different contractors  if you want. But, it may lead to your insurance company approving of the least cost option. We have found that the least cost option may not be the best option when it comes to getting work done on our homes.

 

Pro-Tip – Be Proactive

It is important to note that an experienced storm damage contractor will be able to help settle the claim with your insurance provider, so that all the work that will need to be done to get your property back to pre-storm condition will be paid for by your insurance provider and not out of your pocket. You will only be responsible to pay your deductible.

 

In addition, you want to be wary of scammers. If a contractor asks for a full payment up-front, chances are they are not certified and do not have the right tools and equipment needed to get the job done efficiently. Also, no work should be done until the damage claim is approved and funded.

 

Insurance Claims for Roof Repairs

When it comes to roof repairs, insurance claims can be either partial or can cover matching issues. The loss in the durability and longevity of the roof may make your home or property unsafe to live in. Thus, a homeowner’s insurance, if it is covered for roof damage due to weather-related incidents, will cover for the roof repair cost, even if it has had partial damage incurred to it.

 

In addition, the insurance company may also cover the roof repair in case of matching issues and material unavailability. Here an entire roof replacement may be needed to ensure secondary damage is mitigated.

 

4. Post Repair And Restoration

 

Once the repair and restoration process has been completed, your professional storm damage contractor will provide your insurance provider the necessary documents to have the final payments released and settlement of the claim completed and closed out. The time taken for this often depends on the severity of the damage and the time taken for repair.

 

The Key Takeaway

 

Storms can be destructive and create havoc. However, what matters is how promptly and efficiently you act once it has died down. And calling up your preferred local storm damage contractor to confirm damages is the first thing that should come to your mind. They will help document all the damage that has taken place and ensure that your insurance company provides the needed funds to put your property back to the pre-storm condition.

 

So, now that you know how you can mitigate the damage and prevent secondary damage after a storm, you can get down to following the steps provided here. And, if you don’t already have homeowner’s insurance, you might want to think it through and get a policy today.

 

Also Read: Storm Damage Roof Repair

 

What Should I Do After I See or Find Storm Damage?

If you live in an area where storms are a frequent occurrence, then you’re probably used to the protocols that are to be followed after a devastating storm. If not, you may find yourself in a spiral of confusion if you recently moved to a place where storms are a part of everyday life. To mitigate the damage and reduce the risk of secondary damage, there are a few tips and steps you can follow. Here’s what you should set out to do after you notice or find storm damage on your property.

 

1. Inspect Your Home

 

The first thing you want to do is walk around your property and identify any damage. Check the roof for any damaged shingles or broken gutters. In many cases, your roof may be partially or fully blown away. Here you want to be careful while checking the attic. There may be substantial water leakage into your attic or home as well.

 

All in all, inspect the damage incurred. Your landscape may be compromised as well. Fallen trees, debris, dents in your lawn, and broken windows and doors add to the list as well. You do not want to leave any stone unturned here before calling in your preferred local storm damage contractor.

 

Pro-tips to follow:

 

  • Ensure your and your family’s safety going forward. If the structural foundation of your property has been weakened, stay outdoors till help arrives. This is because the roof or walls may crumble and collapse.
  • Check your pipes and water line for any damage. Close all valves and faucets in your kitchen and bathroom if needed. Avoid using the water if you suspect the waterline has been damaged and become infiltrated with greywater.
  • Broken and damaged objects such as glass shards and exposed nails can be hazardous. Wear proper shoes while going outside to inspect.
  • Avoid water bodies. This may be your flooded basement or even the water that has accumulated outside. Greywater can be full of bacteria and water-borne diseases. That’s not all, a downed powerline may make the water body even more unsafe to go near, so make it a point to stay away and re-locate your children to a safe spot immediately.
  • Open all windows and doors if you suspect a gas leak and get in touch with the relevant authorities right away.

2. Assess And Document

 

You want to document by taking photos of all the damage you can see and then get your homeowner’s insurance paperwork handy. This will help make it easier to file the claim on your homeowner’s insurance. Being proactive here can go a long way so keep this important step in mind before getting in touch with your local storm damage contractor. If you are unsure of roof damage, we recommend that you call your preferred local roof contractor prior to filing a claim with your insurance provider.

 

3. Contact Your Insurance Provider

 

After the damages have been confirmed by a professional that the repairs will exceed your deductible it’s now time to call your homeowner’s insurance provider and inform them of the damage incurred. Share the pictures and assessment of the damage without delay. The insurance claim department will then send you your claim number and assign a field adjuster to come out and assess the damage and begin the settlement process so that you can get your home put back to pre-storm damage condition.

 

4. Hire A Professional Contractor Or Repair Service Company

 

Pick a reputable contractor that has experience with doing insurance claim work.  Professional storm damage contractors are  not only experienced in insurance mitigation, they are also efficient, prompt and helpful in reducing the overall stress that happens after your home gets damaged. Most experienced contractors coordinate directly with your insurance provider as well, reducing your added stress of ensuring everything is streamlined, in order and not left off the claim.

 

Moreover, just be wary of scammers, often door knockers. There are a lot of service providers that are not certified and seek to benefit from vulnerable homeowners after a storm. If any service provider asks for payment upfront, avoiding having them restore the damage for you.

 

5. Mitigate Risks Going Forward

 

To prevent the same roof storm damage from incurring again, invest in a great professional service provider. One that uses the best products, latest tools and installation methods to make the  repair to restore your home – especially when it comes to roof repair.

 

You can even have emergency measures in place for the next storm as follows:

  • Invest in sandbags before the next storm arrives to prevent water from accumulating or coming indoors. You can even cover your windows and doors with a tarp to prevent seepage.
  • Check for mold in warm and damp conditions a few days after the storm and have it removed right away. Mold outbreaks can be hazardous to health if left untreated.
  • Protect your circuit breaker by having an impermeable structure built over it. This will prevent water leaks from coming in contact with the circuit breaker and increasing the risk of fire.
  • Regularly trim and prune your trees. If you have trees that are prone to being uprooted and falling, have them removed by a landscape service provider.
  • Invest in a high-quality submersible water pump – this can help you draw out large amounts of water that may have seeped into your home during a storm or heavy rain spell.

The Bottom Line

 

By knowing what to do after storm damage, you can save a lot of additional and unnecessary costs and worrying. Acting immediately and not letting the repair and restoration process get delayed can play an important role in maintaining the structural integrity of your property. This is exactly what you want if you wish to keep yourself and your loved ones safe.

 

So, you can sit back and have all the steps ready before the storm. Keep your insurance provider and professional contractors’ number handy and give them a call as soon as the storm has passed. If emergency tarping is needed to keep water out, your local roofing will be able to provide this service for you so that you mitigate further roof storm damages and keep your property safe.

 

 

How Much Will It Cost Me to Repair My Storm Damaged Roof?

Whether it is heavy wind driven rain, hail, or a wind storm that has hit your area hard, the damage that can occur to your property can be devastating. In fact, your roof typically will suffer the worst of the damage from a storm. This may be true despite having the strongest and most durable roof – when it comes to mother-nature, even the best installed and high-quality roof materials can suffer major damage. And, with this comes the worry of the cost of repairs. What all needs to be repaired, how long would it take, and will you be able to afford the cost? These questions are sure to leave you in a spiral of stress and worry.

 

The cost that would be incurred for the repair of a storm-damaged roof depends on several factors. Let’s have a look at some of them.

 

1.      The Extent of the Damage

 

The cost of the roof repair depends on the severity of the damage. The more severe it is, the higher the cost is expected to be. For roof leaks and missing shingles, re-roofing and damage control can be done at a minimal cost.

 

However, if your entire roof has been blown away, then you might not have any other choice but to get a full roof replacement. This is surely costly and can vary depending on the per square cost, the difficulty or complexity and the materials needed. The roof inspection by your preferred roofing contractor is what helps determine what the total cost would be. Be sure to not have them explain all your options. Most contractors provide a breakdown of the damage, along with pictures and then go over the cost of the repair.

 

2.      The Contractors Experience

 

In addition, it is important to note that a higher cost estimate by your local roofing contractor may also take into account their experience, expertise, and use of the latest tools and equipment. This is what ensures the job is done efficiently and professionally, giving you a roof that is sure to stay durable and leak free when the next storm arrives.

 

Discuss the roof repair procedure with your roofing contractor along with the number of years they have had in the industry. This, along with the timeline and use of tools is sure to give you the right return on investment and make you feel comfortable with the total cost of the repair estimate they provide.

 

3.      Roof Warranty

 

Most roof replacements come with a warranty. This may extend for up to 50 years depending on the roof replacement company. If you have recently had a roof replacement done, then a roof warranty may be included. These warranties take into account the cost of repair, installation, materials needed for repair, and manufacturing. There are however a few roof replacement warranties that take into account weather related damage. Discuss this with your local roof replacement company, if they have storm-damaged roof repairs on their warranty policies, then you’re in luck! This is sure to save you a lot of money for the roof repair.

 

4.      Getting In Touch With Your Insurance Company

 

If you have homeowner’s insurance, then you can take a sigh of relief. To begin with, have the damage inspected and confirmed by your local roofing contractor, so you don’t run the risk of making a claim that that does not exceed your deductible. You can get in touch with your insurance company as soon as you know the facts. Roof repairs needed after a storm or heavy wind driven rain are often covered by homeowner’s insurance. This can help ease your financial burden and make the cost much more manageable.

 

Again, we recommend you get in touch with your preferred local roofing contractor that specializes in roof repairs and also works with insurance companies to ensure the claim process is done properly with all the correct documentation. This is a win-win situation that is sure to make the roof repair process a breeze. And in this case you will only need to pay your homeowner’s deductible.

 

5.      The Materials Used

 

Lastly, the material used for the roof repair adds to the overall cost. The materials can vary from metal roofs, roofs with asphalt shingles, slate roofs, tile roofs, composite, and flat roofs. Metal and slate roof repairs are costlier compared to roofs with shingles or composite structures. Thus taking into account the replacement materials required for the roof repair will make the cost of your roof repair vary.

 

Damage To Your Roof After A Storm – The Signs To Look Out For

 

If you want to figure out whether your roof has been badly damaged by a storm, there are a few key signs you can look for. This can help you call in a local roofing contractor right away and mitigate the secondary damage that may follow.

 

  • Blown off shingles – you may find these fallen on the ground
  • Missing or peeling flashings
  • Vent or deck damage
  • Roof leaks after the storm, especially in your attic
  • Full or partially blown off the roof
  • Damaged vents or clogged roof gutters
  • Fallout and debris from trees

 

The Bottom Line

 

When it comes to roof repair, getting it done right away is important. Delaying it may cause your home or property more damage – So, if you feel your roof has been damaged by a recent storm and requires a repair, get in touch with your preferred local roofing contractor and discuss the  options. Inspect the parts that urgently require attention and get them secured right away. The return on investment here is sure to be worth it in the long run, saving you from additional damage such as roof leaks, mold outbreaks , interior damage, structural damage from wood rot and more.

Should I File a Claim for My Storm Damaged Roof?

Any weather related damage to your home or property can bring with it the stress and added burden of putting it all back together. The cost needed for a roof repair may in some cases reach very high amounts, especially if the entire roof needs to be replaced due to severe storm damage. Getting down to having it repaired or the entire roof replaced requires you taking action fast. You do not want a leaky roof when the next rain spell hits. But, there is a way to mitigate the secondary damage and ease the financial burden, and that is by filing for an insurance claim.

 

So, if you’re thinking about whether filing for an insurance claim for a storm damaged roof is possible, the short answer is yes, but the damage needs to meet or exceed your deductible and it needs to be clear that it is storm damage and not wear and tear or a maintenance issue.

 

How to Know You’re Eligible to File for an Insurance Claim

 

When it comes to homeowner’s insurance, certain aspects may not be covered, such as valuable items, collectibles, or even jewelry. But most do cover weather related damage from storms, hail, or rain. Roof repair for a storm damaged roof is added to this list as well, however, to become eligible for an insurance claim, there needs to be substantial and visible storm related damage to your roof.

 

Types of roof damage claim covered by homeowner’s insurance

 

Your homeowner’s insurance may cover partial damage, depending on the age and severity of the damage and location in which case they may cover the entire replacement. In the former case, the damage caused by the storm may have shortened the lifespan of your roof or made it structurally weak. This can be unsafe for you and your loved ones. Thus, the insurance company will seek to cover the roof repair or  roof replacement even if it is partially damaged.

 

Roof Storm Damage

 

On the other hand, for the latter type, the insurance company may provide cost coverage for an entire roof replacement in case there are matching issues and materials needed for repair are unavailable.

 

Here are some of the signs to look out for after a storm hits. If you want to be proactive and minimize costs, then picking up your phone and calling your preferred local roofing contractor right away to confirm and document the damage as well as securing the roof temporarily is the way to go.

 

  • Blown off or missing shingles
  • Partial or fully blown away roof
  • Broken and damaged roof gutters and vents
  • Cracked roof tiles
  • Curled up shingles
  • Leakage into your attic
  • Presence of fallen trees or debris on your roof
  • Structural damage to your roof
  • Broken roof windows or screens
  • Dents and depressions on the outer surface of the roof

How to File A Claim The Right Way

 

To make the most of your homeowner’s insurance policy, you want to read up and be well versed in it. In addition, filing for an insurance claim for your roof requires a systematic and professional approach. Being cautious and proactive is the first aspect that you cannot overlook here. Some of the other tips that can help you in this regard are as follows.

 

1.      Call Your Insurance Company Right After You Get It inspected

 

You want to wait to call your insurance company after getting in touch with your local roofing contractor or service provider. This will make the insurance claim smoother. In addition, they will be sure to document all the damage to be prepared for the insurance adjuster when they arrive for the inspection.

 

What’s even better is getting in touch with a local professional contractor that specializes in roof repair and coordinates with your insurance company. This is sure to leave you stress-free and sit back and relax while the roof repair process gets completed.

 

2.      Assess The Damage

 

Documentation and photos are important. You want to have a quick inspection yourself before the contractor arrives just to be sure nothing is missed out on. Roof damage may extend to other parts of your home as well. The structural integrity of your home may also be compromised, especially if the entire roof has been blown away or been partially damaged by a fallen tree.

 

However, do this if it is safe, you do not want to cause any harm to yourself or your loved ones. If the roof damage is severe, stay outdoors till your local roofing contractor arrives and can make sure it is structurally safe.

 

Roof repair scams are quite common after a severe storm or heavy rainfall. Most contractors seek to make as much profit as they can from vulnerable homeowners. You don’t want to fall victim to this. To prevent this from happening, there are two things you should look out for.

 

Firstly, if the contractor asks for a 100% payment upfront before the work commences, you might want to stay clear and get in touch with another contractor. This is the most common sign of a scam and unprofessional contractor.

 

And secondly, you want to have a licensed and local contractor at the job. They are equipped with the latest tools and equipment and can get the job done efficiently. This is exactly what you want to invest your time in, otherwise, you may watch your roof get blown off when the next storm arrives.

 

Wrapping It Up

 

Roof damage after a storm can come with a mix of emotions and especially worrying. Finding the right answer to them can be stressful, but they need not be if you have homeowner’s insurance and the right contractor to help you through the insurance filing process. Be sure to have your insurance company’s contact details easily accessible at all times along with the right documentation. You don’t want to miss out on anything. And, remember to act fast. The more delayed your response is to roof repair after a storm, the chances are your insurance may not be able to cover it entirely. By hiring the right contractor you will not need to waste time getting estimates, your insurance company is required by the policy to repair or replace the damage to pre-storm condition and an experienced contractor will be able to get the insurance to cover the expenses and all you should be required to pay is your deductible.

Can I Go Over My Old Roof Doing A Roof Replacement?

If you’re on your way to having your roof replaced, and don’t know if you can go over your old roof, then rest assured we will do our best to answer your questions.

 

While many say it’s better to have your entire roof torn off and replaced from scratch, there is a possibility of having your roof replaced on top of your old roof. A lot of homeowners do it, especially if the foundation of their previous roof is sturdy and supports the structural integrity of the property below. But, there are a few key aspects that you should consider before making this decision and getting a roof replacement done on your old roof.

 

Roof Replacement Vs. Reroofing – The Basics

 

When it comes to roof replacement, it requires a lot of time and hard work. It includes the complete reinstallation of the roof, the process of which starts with tearing your existing roof completely off. Everything, down to the deck of the roof is taken off and the process of installing a roof is done from scratch. No matter what layers of shingle your roof may have, it is all torn away to start the new roof installation. This process requires more labor and crew members to get it done in a timely manner.

 

On the other hand reroofing or having a roof installed over your old roof, entails the addition of a new roof over the old. This is usually the case when the old roof has no underlying problems such as a leakage problem after a rain spell. It may just be reaching its end life and losing its functionality. This is also known as an overlay where no tearing-off takes place. But, it is important to note that this process cis typically done only once. This is because it is impractical to have more than two layers of shingles on your roof at a time.

 

Also Read: What Are the Pros and Cons of Doing a Full Roof Replacement Vs Roof Repair?

 

When Is It Possible To Go Over Your Old Roof i.e. Reroof?

 

Let’s break down some of the aspects which can make reroofing possible. Here are some of them:

 

  • If you live above the “Mason-Dixon line” which is the Northern regions of the United States, most shingle manufacturers will NOT warranty their shingles if they have been installed over old shingles in the Southern regions of the United States as it is too hot and humid and so the new shingles will blister and fail prematurely.
  • When your old roof has reached its end life, for the Northern States.
  • The granules on your shingles may be wearing off due to the harsh weather but have not resulted in curling yet.
  • When there are no roof leaks or underlying problems.
  • When you wish to change the exterior of your home at an affordable cost. You may want a new color, depth, and dimension to your roof during a home renovation project.
  • When you wish to achieve a new look to your home without having to spend too much time and money on it. Reroofing is quick, effective, and costs way less than a roof replacement.

When Is It Not Feasible To Go Over Your Old Roof?

 

For reroofing, there are a few factors that you can look out for that may make the process unfeasible. Here are some of them.

  • If you live below the “Mason-Dixon line” or the Southern States.
  • If your contractor advises on a roof replacement over reroofing, it’s best to go with their opinion. The roofing inspection conducted by them is sure to be accurate even if you are not experiencing any visible roof damage.
  • If you don’t have asphalt shingles, reroofing may not be possible. This is because only shingles can be placed over old shingles. If you wish to have a wooden roof over shingles, it may not be possible as overlaying different materials may shorten the durability going forward.
  • If you have already gotten a roof replacement done over your old roof, then doing it the third time may not be possible. This can make your roof too heavy and become unsafe to live under.
  • If there is extensive damage to your roof, then going over the old roof is often not recommended. It is better to go for a full roof replacement instead.
  • Curling shingles due to improper attic ventilation, trapped moisture, or inept installation. Here going over your roof is only possible if your shingles are flat and at a level. Otherwise, roof replacement and having the shingles installed from scratch is the way to go.

Pros And Cons Of Going Over Your Roof

 

To wrap it up, the following list of pros and cons of going over your old roof during a roof replacement can helps narrow things down, helping you make an informed decision of which option to go for based on the condition of your existing roof.

 

The Pros

 

  • It’s cheaper than a roof replacement.
  • Requires less labor and is less time-consuming compared to a roof replacement.
  • A quick fix to your home renovation project, making your home look brand new in no time.
  • Prolongs the longevity of your roof by 15-20 years.

The Cons

 

  • Underlying roof issues may be overlooked.
  • Makes the roof heavier.
  • Two layers trap and retain more heat, making your home hotter and causing premature deterioration of the shingles.
  • Possibility of bacterial and fungal growth under the top layer if not installed properly.
  • The long-term cost of removing both layers and having a new roof replacement procedure done from scratch.

The Key Takeaway

 

If you seek to get a roof replacement done over an old roof, a lot of planning and calculation can go into making sure it happens the right way. And for this, a professional roofing contractor is where you want to start. They have all the tools needed to ensure a sturdy and leak free roof replacement is done for your home or business. So, before getting on board, consider all the tips and key elements, they’re sure to come in handy and save you both time and money going forward.

What Are the Pros and Cons of Doing a Full Roof Replacement Vs Roof Repair?

Roof replacement or roof repair? This is a question many homeowners just like you end up asking their contractors after we have done the inspection of the roof leak or damaged area. The answer can depend on multiple factors. Your budget on hand, the extent of the damage, the condition and age of the existing roofing materials on your home. Figuring out which one to pick isn’t as easy as picking out fruit from your local grocery store. It requires some thought, careful planning, research and some faith in your contractor. Your contractor of choice needs to be able to make a great repair and provide you with a warranty against any future leaks to the area that they will be repairing. This last part is the most important thing as it comes to protecting your home and your money. If we can not give you a good warranty for the repair then we will not offer that as a solution.

 

But, there is a way to lighten your burden. Read ahead to find out some of the pros and cons of roof replacements and roof repairs.

 

Roof Repairs

 

Roof repairs are ideal if you have spotted the problem before it has had the chance to grow into a bigger problem. Often an easy solution is found in a roof repair, if it is caught early enough, it is almost always better for you. Also, if your existing roofing materials have plenty of life left in them and you have a leak, in most cases we would only recommend doing a repair to fix the leak, along with any other maintenance issues we see that  may cause you a problem in the near  future. That way when we leave your home, we will be confident that you will have a good roof to protect you and your home.

 

Let’s break down some of the pros and cons of roof replacements to help make it easier for you to make the important decision.

 

The Pros

 

  • Low cost – a roof repair is less expensive than a roof replacement. If you are on a low or fixed budget, then this option is great to stop a roof leak or repair any damaged materials.
  • Takes less time – you can get your roof repaired in just a matter of days. The mess created is also sure to be minimal, making the cleanup process effortless, which reduces the cost.
  • Functionality is great – a roof repair is the perfect way to improve the durability and longevity of your roof. It helps add on a few years to your roof and prevent expensive leak repairs later on.
  • Easy way to improve aesthetics – A roof repair is a quick way to make your roof come back to life without having to spend too much.

The Cons

 

  • Higher per square costs – since the area being repaired is smaller, the cost per square is going to be more expensive. Because we typically have to tie into an older roof when we do repairs, the repair work has to be done slower.
  • Finding the perfect replacement parts – this may be difficult especially when it comes to the shingles. Getting the right match can be a tough task given that your home or property has aged, making it difficult to match your color.
  • High chance of undetected damage – since the entire roof isn’t being replaced, there may be a possibility of other areas that are failing that you have not noticed yet.. Thus, leaving you with no other choice but to call in the contractor for additional repairs later on when the damage surfaces.

 

Also Read: What is the Average Cost to Tear off and Replace a Roof?

 

Roof Replacements

 

Roof replacements can be full or partial, depending on the extent of the damage. Here are some of the pros and cons.

 

The Pros

 

  • High return on investment – you are sure to get rid of any undetected damage and problems with a roof replacement.
  • Improves the look of your home – it’s like getting a brand new makeover for your home. The number of options out here today is plenty. You can pick the latest and most trending design, color, and style that will surely add curb appeal to your home.
  • Increases value of your property – if you end up selling your home or property soon, the roof replacement is sure to pull up the value of the property.
  • Easy to find a reliable contractor – professional contractors and service providers for roof replacements are easily accessible and available. They’re certified and can get on board right away.

The Cons

 

  • Takes more time – roof replacements can take up to 14 days to plan, get permits, schedule and If you have an upcoming event, then you might have to delay your plans till the roof has been replaced.
  • The noise and fallout can be disturbing – the constant banging for a long period can be distressing for people living in the home. Especially if you have elderly people, children, and pets. The added stress of having to consider relocating to a temporary location, for the time being, can be
  • Can be costly – roof replacements can be quite heavy on the pocket. This is because of the costs of labor, materials, and time spent on getting the project complete professionally and efficiently.

Which One Is the Right Fit for You?

 

While roof repairs are a quick fix and temporary solution to a leak, a roof replacement can go a long way if there is substantial damage.

 

But it is also worth noting that frequent leaks may indicate that a roof replacement is the best option after all. A roof replacement is sure to be a viable and sustainable option. It’s often advised by experts to be the right investment, giving you peace of mind and a solid leak-proof roof for a longer period of time.

 

In addition, roof replacements today are done using the latest techniques, tools, and equipment, making them of better quality than the ones done previously. Bringing the entire look of the home to life with a roof replacement is a common solution for many homeowners just like you.

 

 

The Key Takeaway

 

With all the pros and cons on your list now, you can make an informed decision about which option to go for. For the optimal pick, get in touch with your professional contractor and have them inspect your entire roof. They have the right experience and knowledge when it comes to roof repairs and replacements, thus being qualified to help you make a well informed decision.

 

If however, you wish to go for the option that is the opposite of what they advise, you can always communicate your concerns and requirements to them. A professional contractor will be skilled to help you fit the right option into your budget, the right away.

Will My Property Get Damaged During a Roof Replacement?

Roof replacements are no small task. The resources and space needed for the entire process can cause worries about your property getting damaged. Especially if you have invested a lot of time and effort in renovating and upgrading your landscaping. The curated flower beds, pavers, patio, and backyard are probably the highlight of the home and the thought of them getting damaged during the roof replacement process is something to question.

 

Thus, making this a common question that buzzes around your mind when the time to replace your roof arrives. When it comes to damage to your property during the process of roof replacement, yes the possibility is there. But, there are ways in which your property should  be protected. For this, getting in touch with the right contractor matters. One that is professional and skilled in their techniques. You don’t want a contractor practicing on your property, right? In addition, having a clear idea of the process along with a detailed conversation with your contractor can go a long way.

 

Here are some of the options that you can discuss with your roofing contractor to ensure minimal damage is caused to your property during roof replacement.

 

Also Read: What is the Average Cost to Tear off and Replace a Roof?

 

Is Tarping On The List?

 

During the tear-off process, placing a tarp around the landscape can be done. This is usually done around the base of the home to keep your landscape and foliage protected. The contractor ensures this method is carried out efficiently by securing a tarp from the edge of your roof to the ground at an angle.

 

Tarping is a common practice that is performed to keep your grass or any flower beds surrounding your home safe. When done securely, you can sit back and relax while the roof replacement is being done. All the debris and material that is generated from the roof replacement is sure to slide down the tarp, keeping your foliage sheltered.

 

The tarp can also be placed over your swimming pool. Even the slightest bit of fiberglass that falls from the roof can get stuck in the filter of your pool. This can cause damage to the pump and add more inconvenience to the project. Having the tarp covering your pool especially if you do not have a sturdy pool cover is an important safety protocol that should not be left out.

 

Where Are Vehicles And Supplies Going To Be Stationed?

 

Paved surfaces are where you want your contractor’s to park their vehicles. This can be communicated to your contractor, though professional contractors are sure to value your property and be mindful of this themselves. Utilizing paved surfaces such as your driveway can help prevent damage to your lawn – you don’t want any tire tracks or depressions on your grass. In this manner, your sprinkler systems, septic tanks, and power lines are sure to be kept secure as well.

 

That’s not all, there are several other measures you can adopt to be extra careful. Here are 3 tips you can keep in mind.

 

1. Protection Measures For Your Attic

 

Roof replacement includes a complete tear-off of your old materials and this can produce a lot of dust. This can end up in your attic storage area. Moreover, the hammering and nailing process during shingle installation can further add to the debris combined with a fall out of wood splinters. If your attic isn’t cleared out or covered, everything that you have stored up there can be covered up in construction dust, making it a mess to clean up later.

 

For this, a plastic covering or tarp on your attic ceiling can help. This will collect all the fallout and make the cleanup process easy.

 

Also Read: How Much Does It Cost to Fix a Leaky Roof?

 

2. Clearing Up Of The Area Around Your Patio and Deck

 

When it comes to your patio and deck you want to make sure everything gets cleared and moved out of the way.

 

You can ask your contractor if they would be assisting in this process – though most contractors usually do this for you..

 

A well-designed and furnished patio is what gives your property a boost in value and brings your home to life. You don’t want to compromise on having it damaged in any way.

 

Remove any hanging items such as potted plants and any wall décor to minimize the risk of falling and breaking. For items that cannot be moved such as a grill connected to your gas line, a plywood shelter can be made to cover it up. Once the roof replacement process has been completed, everything can be placed back to where it was.

 

3. Prepping Your Landscape

 

To make the process easier and faster, you might want to prune your tree if they hang low on your roof. Trimming them before the contractor starts the work is often recommended by experts to protect your foliage. In addition, trimming the grass a day before the work begins can help make cleanup easier in case there is any debris that does fall onto your lawn.

 

The Bottom Line

 

Roof replacements are a costly investment to keep your home protected. This is why you do not want any additional damage to your property that can add to the repair cost. An investment such as this should be done with mitigation in the risks to your property’s value and structure. So, before getting started communicate your concerns to your contractor. Having the conversation of the protection procedures as part of the roof replacement process is an indication of a skillful and professional roofing contractor. With all your research done and out of the way, you should now be ready to sit back and have your lovely new roof installed without worrying about any other property damage happening. We hope you will enjoy your beautiful new roof for many years to come!

 

 

Should I Stay Home During My Roof Replacement?

Home maintenance requires a lot of time and effort. It often takes up a large portion of our bank balance. In this regard, a roof replacement is one of the more common home renovation projects that can take place. This is because of the wear and tear and damage roofs can experience during harsh weather conditions. Many homeowners know all the tips and tricks needed to ensure a stress-free and a great roof replacement experience. So if you are new and never had a roof on a home replaced and you  are wondering or concerned about staying home or maybe you are asking yourself if leaving during the process is a better idea to avoid all the noise and chaos of construction. Let’s discuss this more.

 

You want to be prepared and well equipped for anything and everything. The answer to whether you should stay home or not during a roof replacement entirely depends on you. There is no right or wrong answer here. Many homeowners choose to stay at home and keep a lookout on the process, while others will leave and go to a temporary location. Whatever the case may be, the preference is on you.

 

If you do plan on staying at home, there are a few aspects that you should keep in mind. Here are some of them that can help reduce the discomfort from the noise and influx of the crew members.

 

1. The Roof Replacement Process Can Get Loud

 

If you have elderly people or kids in your home, you might want to consider how they will handle the noise of constant hammering and banging on the roof. If you live in a two-story home, the noise may get muffled, but if not, then you’ll have to live with the constant banging from the early morning till the sun goes down.

 

This also goes for pets, most cats and dogs are afraid of loud noises and there is a high risk of them running away as well. If you plan to stay home it would be advisable for you to send them away for a few days. But if you live alone and are out of the house for most of the day because of work, then you should be fine. All in all, analyze the number of people in your home, their presence, and preferences.

 

Also Read: How Often Should You Replace Your Roof?

 

2. Watch Out for Your Head While Leaving Your Home

 

As the old roof gets torn off, a lot of debris and material can fall to the ground. Because of this, you will want to be extra careful when going to or leaving your home. The workers on the roof often can’t see over the edge while they are working. Designating a particular pathway for walking and staying clear of standing under the gutter line are some measures that you might want to follow. This also extends to your kids who like to play outdoors in the evening.

 

In addition, constant communication with your contractor while heading out or coming back home can alert them to be careful and halt the process untill you have reached a safe spot. If this is something you’re comfortable doing, then staying home shouldn’t be so bad after all.

 

3. Protect Your Foliage and Landscape

Protecting your flowerbeds, lawn, and patio are on the list as well. A lot of roofing debris can come falling down and potentially damage your landscape. This even goes for your swimming pool. The waste may end up in your filter and cause the propellers to get damaged. For this, ensuring that an angled tarp is tied from the roof edge to the ground to cover your foliage and pool is important. While most contractors are mindful of doing this, others may not cater to it unless specified by you.

 

If you choose to stay at home, you can keep a close lookout for your foliage and landscape as the roof replacement process progresses. Especially if a well-kept patio and landscaping are the highlight of your home.

 

4. Utilization of Your Parking Space

 

If you have more than one car, parking in your driveway may be an issue. Most contractors and service providers place their materials and park their vehicals on the driveway. This helps give the crew easy access to the tools and equipment they need. Thus if you plan on staying home, you might have to figure out where to park your cars. In addition, you will also have to be careful not to have your car get blocked by the contractor before the work begins. This might add to the timeline as everything will have to be cleared out of the way for you to get your car out.

 

The Key Takeaway

 

If you plan to stay home during the roof replacement process, it can be more beneficial than moving out – this is especially if you have an eye for perfection and like to oversee the entire process and be kept in the loop. However, if you do opt to leave temporarily , there is no harm in that either. Most contractors are professional and trustworthy. They are sure to get the job done perfectly and make the investment worth it.

 

You can even speak to your contractor and ask them what they would advise on. This can further help clarify things for you, making your decision easier and the right one for you.

 

How Much Does It Cost to Fix a Leaky Roof?

RoofCrafters: The one-stop solution to all your residential and commercial roofing needs.

Yes, a leaky roof is a pain in the butt to deal with. Depending on the damage, it can also cost a sizable amount of money to get the roof repaired and then replace the water damages that the leaky roof may have caused. So, how much does it cost to fix a leaky roof?

 

There are multiple reasons to explore roof leaks that incur different repair costs. Depending on the type of your roof, the extent of damage, and its age, you can get it repaired or in some cases we have found that it does not make sense to do a roof repair. In which case we recommend a full roof replacement. Let’s break down all of the variables!

Did you know that 86% of roof leaks are caused by improper installation?

How Much Does It Cost to Fix a Leaky Roof?

 

It is important to understand what type of roof you have before understanding the cost of repair. Broadly, there are two types of roofs:

  • Low-sloped or flat roofs.
  • Steep roofs.

The expenses incurred during roof repairs greatly depends on the material used and the time required to fix it. Roofs are of different materials such as:

 

  • Asphalt shingles.
  •  Wood
  •  Tile
  •  Slate
  • Metal
  • Built-up roofing.
  • Single-ply membranes.
  • Modified bitumen.

Each material has a different installation and repair cost; The type of material on your home and the condition of that material, the difficulty or how steep is the roof and the complexity are the main factors that change the cost to repair your leaky roof. Does that make sense?

 

The most common material used on residential homes is asphalt shingles. Here is a short list of the most common things we see that cause a leaky roof on these asphalt shingle roofs and the average cost to make the roof repair needed to stop the leak.

 

  1. Leaky pipe collars or pipe flashing around your plumbing pipes or other pipe vent penetrations, average cost to repair $550-$1,150
  2. Leaky valleys or roof pitch transitions, average cost to repair $1,225-$2,500
  3. Leaky chimneys or skylights, average cost to repair $1,450-$3,800
  4. Leaky roof to wall flashings, average cost to repair $1,350-$2,850
  5. Leaky roof due to improper nailing during original installation, average cost to repair this could be as low as $550 if it is minimal, typically these have low nails or nails backing out through the face of the shingles or in the worse case, whatever a complete roof replacement cost would be for your home, unfortunately we have had to do on many homes.

How Old Is Your Roof?

 

Age is an important factor while conducting roof repairs. No matter how well-maintained your roof is, it has a limited lifespan. Although frequent maintenance can prolong a roof’s lifespan, you should prepare to have it replaced as it is nearing the end of its expected lifespan.

 

Replacing your roof on time saves you from the risks of water damage to your home and belongings. Make sure to do your homework and choose a professional roofer because your roof is one of your home’s most important parts, and amateurs can cost you more money in the long run.

 

It is unwise for you to conduct repairs on a 15-20 year old asphalt shingle roof. Most insurance companies offer limited or no coverage for an old roof, so often you’re better off replacing it. While the short-term costs of a replacement may seem high, you won’t need to worry about repair costs and will be protected for many years to come.

 

A new roof will give you greater peace of mind, and depending on the material; it might last longer than the one you replaced.

 

Also Read: How Long Do Roof Repairs Last And What Do They Cost?

 

How Much Damage Can a Leaking Roof Cause?

 

Many people think that fixing or replacing a leaky roof is too much of an upfront investment; however, this is a short-termed approach to the problem.

 

Left untended, a leaky roof results in water seeping through the roof, damaging attic insulation, insulation in the walls, and then reaching your house’s foundation in extreme cases. Not conducting timely repairs can lead to different areas of your house needing repair or replacement, which can rack up a hefty sum of money.

 

Besides that, a leaking roof affects your building’s structural integrity, potentially resulting in it collapsing and causing damage to life and property. Remember that insurance does not cover damage due to negligence, so you may lose some of your personal belongings in such instances.

 

Let’s dial it back to the more common consequences of leaky roofs. Your furniture and electronics are exposed to water and the external environment more, and this water can cause mold to grow.

 

With so many downsides to avoiding roof repairs, the best practice is to contact a professional roofer at the earliest you find the leak to avoid more long-term expenses.

How Long Can You Leave a Leaking Roof?

 

Always remember that the faster you address a problem, the better it is. As soon as you deal with any urgent problems to reduce damage to your home or personal belongings, call up a roofing contractor immediately.

 

At times, your roofing contractor might not be available to perform the repairs on the same day, so in the meantime, you should ask that they take measures to prevent further damage until the work can be scheduled.

Often installing large tarp over the affected area where it is leaking will help mitigate any further damages,

 

What Should You Expect to Pay?

 

How much does it cost to fix a leaky roof? The answer to this question really depends on several different factors and the skillset of the roofing contractor you choose.

 

Our experts have over 28 years of roofing experience, which means that they can help you pick the perfect roof that fits both your needs and your budget.

Can You Prevent Roof Leaks?

 

While you can prevent most roof leaks, in some instances, they are unavoidable. Frequent inspections are an excellent way to diagnose potential problems and address them before they happen.

 

Ideally, you should call a roofer twice a year to check for any roof damage, and you should conduct self-checks routinely to see if anything is missing or looks out of place visually. It is possible that strong winds blew off some of your roof shingles while you were away, making it prone to leaks. Ensure that you call a professional roofing contractor as soon as you notice any roof storm damage related problems or maintenance issues you need fixed.

 

Which Material Should You Choose?

 

Material choice is an essential factor in determining your roof’s weatherproofing and longevity. Every material and type of roof is different, and the choice depends on your preferences.

 

For example, a lower slope roof structure, we would recommend a roof made of a more durable material, typically a metal roof would be great because on a lower slope roof the water does not run off as fast as it does on a steep slope roof, so the metal roof would be a better option to keep the water out and it will last an extremely long time. So it really depends on the roof type and what we need to achieve for you, both function, meaning keeping the water out and the looks, the curb appeal and your budget. Make sense?

 

Also Read: What is the Average Cost to Tear off and Replace a Roof?

 

Have a Leaky Roof? We Can Help!

 

With over 28 years of experience in roofing, RoofCrafters has thousands of satisfied customers in Georgia, Florida, and South Carolina. Our roofs are built to withstand the challenging weather conditions in these regions and are installed by our highly trained team to ensure you peace of mind.

 

We offer complete roof replacement and roof leak repair services for both commercial and residential properties to keep your business and home safe.

Did you know that 86% of roof leaks are caused by improper installation?

Call us today to schedule an inspection, one of our expert estimators will come out and discuss all of your options with you. We can also help you decide which roof is best for your needs!

To wind things up, how much does it cost to fix a leaky roof? Not as much as it would cost you to fix the damage caused to the rest of your property because of the leak! Prioritize roof repairs, schedule regular maintenance  and save money in the long run.