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Feeling lost at these times is natural because of the anxiety associated with the process. Don’t worry, we’re here to help you figure it out!
Types of Storm Damage
Several types of roof storm damage arise depending on the nature of the storm. Regardless of the aspect of nature’s fury your roof has faced, most insurance companies will take care of any damages incurred.
Common in areas where temperatures dip low, hail can be a force to be reckoned with. These chunks of ice can wreak havoc on everything around them, including your roof. After a hailstorm, inspect your roof for the following signs of damage:
- Divots and dents on shingles.
- Broken or cracked shingles.
- Larger than usual amount of granules in the gutters.
- Dented metal on the flashing and gutters.
Hail can damage the roof’s surface and make an entry-point for pests and moisture, causing problems like mold and infestations.
Also Read: What Does Roof Storm Damage Look Like?
Roofing Fact: 86% of roof leaks are caused by improper installation. And the average roofing contractor goes out of business in less than 3 years!
There are few things as soothing as rain, unless it’s a rainstorm that damages your roof. In that case, rain is a nightmare and can lead to extensive property damage by flooding your house in extreme situations.
Common signs of damage by rainstorms are:
- Broken, missing, or curled shingles.
- Discolored or peeled ceiling paint.
- Water bubbles in the ceiling.
- Stains or puddles on the roof.
A roof leak might be significant enough to require you to collect water in a bucket in extreme cases.
You might experience random leaks if your roofer didn’t install it properly, which also can void your insurance coverage.
Also Read: What Causes Storm Damage?
Always invest in a credible roofer because doing so keeps your long-term costs down.
During heavy snowstorms, you might have a pile-up on the roof that adds extra stress to the structure.
The added weight can cause the roof to leak or even collapse, which can be a treacherous ordeal.
How to Address Storm Damage Roof Repair
When you experience roof damage during a storm, you should first turn off the power supply to reduce the risk of electrical fires. Then, if there’s a leak, ensure that you remove any furniture, electronics, and expensive clothing and personal belongings away from the leaking water.
Always ensure that you are safe and evacuate the building if necessary. After you have dealt with the crisis, call up a roofer to deal with the problem. At times, you might be unable to get a same-day appointment with your roofer, in which case you should try to minimize your losses.
Call Your Insurance Company
Granted that you followed the terms of service, your insurance will cover damages that occur during storms. Call your insurance company after you call a roofer to make sure it is in fact storm damage that will qualify for repairs or replacements covered by your insurance carrier and document the damage.
Make sure that you do the following things to remain eligible for insurance claims:
- Pick the right roofer: Insurance won’t cover you for improper roof repairs or installations that a budget contractor might do. Roofers charge according to their experience and skills, so picking the right roofer is an investment.
- Never fix or install roofs yourself: Roofing is a highly specialized field, and you probably do not want to try to tackle roof installation or roof repairs yourself.
- Maintain your roof: Bi-annual inspections from a great roofer will help you to diagnose and fix problems before they rack up expensive interior repair
- Conduct visual inspections: While visual inspections won’t tell you the whole story, you can get an idea of whether anything is out of place by looking at your roof.
- Replace your roof on time: Every roof has a certain lifespan after which it starts developing problems. Most insurance companies offer limited or no coverage for roofs that are over 15-20 years old.
Always call a roofer to inspect the roof after impact damages caused by hail or tree limbs falling because there might be structural damage that isn’t visible to you. It’s better to be safe than sorry because insurance doesn’t pay for anything they deem to have arisen from negligence.
For leaks, you can conduct a temporary storm damage roof repair. Identify the source of the leak and temporarily cover it up with a tarp that exceeds the leak’s size by at least 4 feet in all directions.
This is only a temporary fix till your roofing contractor can schedule the permanent repairs.
Leaving the leak open can cause water to enter your house, damaging your belongings, and seep between the roof’s layers and cause widespread damage that might warrant an expensive Roof Replacement.
If a storm causes extensive damage to your roof, then you should call your roofer immediately then your insurance company after getting to safety. Severely damaged roofs tend to collapse and can be hazardous to life.
The best idea in such a situation would be to live with a friend or rent a place until your roof is fixed or replaced.
Have a Damaged Roof? We Can Help!
At RoofCrafters, we have over 28 years of roofing experience and thousands of satisfied customers in South Carolina, Georgia, and Florida.
We design our roofs to stand against the challenging weather conditions in this region to keep your home and business safe. Whether you are looking for a new roof or repairs, we are here to help you.